Gaya APA

FITRIANI, V. et al (2025). The Effect of FoMO (Fear of Missing Out), Risk, Hedonic Motivation, and Financial Literacy Among Generation Z on Decisions to Use Online Loans = The Effect of FoMO (Fear of Missing Out), Risk, Hedonic Motivation, and Financial Literacy Among Generation Z on Decisions to Use Online Loans . Semarang: Politeknik Negeri Semarang.

Gaya MLA

FITRIANI, VIVI. et al. "The Effect of FoMO (Fear of Missing Out), Risk, Hedonic Motivation, and Financial Literacy Among Generation Z on Decisions to Use Online Loans = The Effect of FoMO (Fear of Missing Out), Risk, Hedonic Motivation, and Financial Literacy Among Generation Z on Decisions to Use Online Loans". Semarang: Politeknik Negeri Semarang, 2025. TA DIGITAL.