Factors Influencing the Use of Gopay as the Primary Digital Wallet among Univ…

This research aims to quantitatively analyze the influence of Perceived Ease of Use, Security, and Cashback Promotions on the decision of university students in Semarang to use GoPay as their primary digital wallet. It addresses the gap in the Indonesian digital wallet market where, despite positive perceptions of GoPay as user-friendly and secure, actual adoption as the main wallet among stude…